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Service Process

We designed our service to provide the clarity and confidence necessary for our clients to make wise financial decisions. Our client centered process ensures all of the facets of your financial life are working in unison to achieve your goals as your life and the world around you are constantly changing.

Discovery meeting

We begin each relationship with a discovery process that is designed to help us gain a better understanding of your specific needs and objectives. At this initial meeting, we discuss your current financial situation, your specific goals and any challenges you may face as you work toward those goals.

Analyze current financial situation

Once we have gained an understanding of your current financial landscape, our next step is to help you articulate your goals and priorities. While some clients come to us with very specific goals in mind, others have a more abstract idea of their objectives. Because our wealth strategies are designed with your specific goals in mind, we strive to help you identify exactly what those goals are. It is also during this stage that we begin to gather relevant records, account numbers, etc. so that we may begin the process of transferring any necessary accounts.

Prepare your comprehensive financial plan

During this step, we review your existing legal documents, insurance policies and portfolio holdings. Together, we identify what is currently working, as well as opportunities for improvement. As your “chief financial officer,” we build a financial plan that is tailored to your current situation and focused on achieving your goals.

Develop your portfolio

As part of developing your financial plan, we will examine your feelings about risk. We will walk you through our evaluation of how much risk it will require to achieve your financial goals. We review our theory on asset allocation and discuss the importance of the right allocation in achieving portfolio objectives. We'll aslo discuss our investment philosophy and review the basis for our investment recommendations. 

Present recommendations

At this stage of the planning process, we present our specific recommendations on how to improve your financial life. We discuss with you the potential impact of any changes and how we believe our recommendations will help you achieve your goals.

Review, update and monitor 

We continuously review, update and monitor your portfolio. We touch base with you on a regular basis to discuss any changes that may impact your investments and review portfolio performance on a quarterly basis. Because your needs and objectives change over time, we will review your financial plan annually or when there is an event in your life that requires an update to the plan. This will ensure your plan continues to help you pursue your objectives.